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Our dogs can terrify (and even kill) wildlife. Here’s how to be a responsible owner this summer

<p><em><a href="https://theconversation.com/profiles/melissa-starling-461103">Melissa Starling</a>, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p>In Australia, dog ownership often goes hand-in-hand with a love for the great outdoors. Whether it’s walking on the beach, going camping, or having a barbecue in the park, we tend to keep our canine companions close as we soak up the sun.</p> <p>But many of us forget a key fact about our dogs: they are predators. Even the fluffy little 5kg ball that spends most of its time in your lap derives from an apex predator – and its predatory instincts can kick in at any time.</p> <p>And while many of our dogs don’t have the same hunting skills as their distant ancestors (who had to hunt for a living), wildlife doesn’t know that.</p> <p>The impacts of domestic dogs on wildlife aren’t well studied, and likely vary depending on the environment. Nonetheless, there’s good evidence domestic dogs, when left unobserved, can have detrimental effects in the places they visit.</p> <p>With that in mind, here are some things to consider next time you take your pup out for a bushwalk.</p> <h2>How dogs impact ecosystems</h2> <p>There are <a href="https://www.sciencedirect.com/science/article/abs/pii/S0006320717305967">five main ways</a> domestic dogs can negatively impact the natural environments they visit. These are:</p> <ol> <li>direct physical harm through predatory behaviour</li> <li>disturbance through chasing and harassment</li> <li>increased exposure to diseases</li> <li>interbreeding, which can alter the gene pool of wild canid populations</li> <li>increased competition for resources.</li> </ol> <p>The good news is the last three points aren’t particularly relevant in Australia. For one thing, there’s little overlap between diseases common in domestic dogs and Australian wildlife. There’s also little resource overlap, except perhaps in some areas where feral or semi-feral dogs live alongside dingoes.</p> <p>And regarding potential interbreeding, while it was once thought this could threaten the dingo gene pool, <a href="https://onlinelibrary.wiley.com/doi/full/10.1111/mec.16998">recent research</a> suggests it’s not nearly as common as we thought.</p> <p>As such, the main harms Aussie dog owners should focus on are physical harms through predatory behaviour and disturbance to ecosystems.</p> <h2>Dogs can kill</h2> <p>We know dogs are capable of injuring and killing wildlife, but it’s difficult to determine how common this is, because many events go unreported. While smaller animals such as lizards, gliders and possums are at higher risk, larger species such as koalas can also fall prey to dogs.</p> <p><a href="https://journals.plos.org/plosone/article?id=10.1371/journal.pone.0206958">One study</a> that looked at wildlife coming into care at Queensland rehabilitation centres reported dog attacks as the cause in about 9% of cases. These cases often resulted in severe injury or death.</p> <p>Dog owners should be especially wary of small, localised populations of vulnerable species. A <a href="https://ri.conicet.gov.ar/bitstream/handle/11336/202640/CONICET_Digital_Nro.29048152-7a5c-4ea2-8068-e73d42cba01d_B.pdf?sequence=2&amp;isAllowed=y">study</a> in Argentina’s Patagonia region details several cases of dogs decimating local penguin populations after gaining access to protected island areas during low tide.</p> <p>Not to mention, dog attacks on wildlife can bring risk to dogs as well. Kangaroos can defend themselves with <a href="https://www.abc.net.au/news/2023-10-16/mildura-man-fights-kangaroo-to-protect-dog/102983926">their powerful limbs</a>, monitor lizards are equipped with sharp claws and teeth, and many snake species <a href="https://www.brisbanetimes.com.au/national/queensland/dogs-twice-as-likely-to-die-from-snake-bite-as-cats-research-finds-20200519-p54ufd.html">are highly venomous</a>.</p> <h2>The impact of harassment</h2> <p>You might think it’s harmless for your dog to chase wildlife if it never manages to catch the animals it chases, but that isn’t true. Wild animals optimise their behaviours to meet their needs for foraging, breeding and resting, and being chased by a dog can disrupt this.</p> <p>For example, certain threatened bird species will nest on the beach and find foraging opportunities based on the tides. One dog forcing one bird to abandon this important activity may have a small impact. But if it happens repeatedly throughout the day, it can become a <a href="https://wilderness-society.org/wp-content/uploads/2019/04/Dogs-as-agents-of-disturbance-Michael-A.-Weston-and-Theodore-Stankowich.pdf">much bigger problem</a>. It may even drive animals out of the area.</p> <p><a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2391219/">Research</a> conducted in Sydney has shown the mere presence of a leashed dog is enough to temporarily, yet dramatically, reduce the number of bird species detected.</p> <h2>Keep an eye on your furry pal</h2> <p>Responsible dog ownership involves making sure our dogs have a minimal impact on others, including wildlife. How can we achieve this when our dogs are simply engaging in behaviours that come naturally to them, and may even be rewarding for them?</p> <p>Training your dog to have general obedience – especially to come when called – is worth sinking considerable time and effort into. This can save both your dog and any wildlife they may be after. For instance, calling a dog away from a snake is one of the most effective ways of managing snake bite risk.</p> <p>One <a href="https://www.researchgate.net/publication/333344634_Applying_Social_Marketing_to_Koala_Conservation_The_Leave_It_Pilot_Program">pilot study</a> in Victoria found positive outcomes from a program that helped owners train their dogs to be more obedient around wildlife.</p> <p>That said, recall training is an art form, and recalling a dog that likes to run off and chase animals can be a huge challenge.</p> <p>Another solution is to rely on leashes when passing sensitive areas, or where there’s a risk of wildlife harassment. In Australia, many beaches that allow dogs have signs with information about vulnerable birds in the area and how to protect them from your dog.</p> <p>This could mean keeping your dog off rock platforms, leashing them when you see birds foraging on the beach, or keeping them out of fenced areas. Some areas are simply too vulnerable for dogs to run amok, so always look for signs and read them carefully.</p> <p>If you’re hiking, use a long line (a leash that’s more than five metres long) and look for signs of your dog detecting something of interest. Often their ears will come up high and forward, and they will freeze and stare intently.</p> <p>At this point, it doesn’t matter what they’re excited about: take the opportunity to leash them or shorten their leash, and get their attention before they can take off. Investing in a long leash will allow your dog more freedom without putting wildlife at risk.</p> <p>If your dog does injure an animal, you should quickly contact a wildlife rescue organisation or take the animal to a veterinary practice or sanctuary. For small animals, even minor injuries from a dog will usually require veterinary attention.</p> <p>It’s our responsibility to be respectful visitors when we’re out in nature, and to make sure our dogs are too. <img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/214722/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><a href="https://theconversation.com/profiles/melissa-starling-461103"><em>Melissa Starling</em></a><em>, Postdoctoral Researcher in Veterinary Science, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a></em></p> <p><em>Image credits: Getty Images</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/our-dogs-can-terrify-and-even-kill-wildlife-heres-how-to-be-a-responsible-owner-this-summer-214722">original article</a>.</em></p>

Family & Pets

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"You've been bumped": Vietnam vet slams Qantas for booting him from business class

<p dir="ltr">Qantas has come under fire for booting a Vietnam war veteran from his paid seat in business class so that a young Qantas "tech" – later revealed to be a pilot – could travel in the luxury seat in his place.</p> <p dir="ltr">Stephen Jones, 78, and his wife were travelling home to Adelaide after a holiday in Christchurch. Their flight was passing through Melbourne on its way to their home in Adelaide, and the pair were enjoying coffee in the Melbourne airport lounge – just 30 minutes before they were set to continue their journey – when they were given the bad news by Qantas staff.</p> <p dir="ltr">"I went up to the desk and the Qantas employee there said, 'I've got some bad news for you, you've been bumped'," Mr Jones told Melbourne’s <em><a href="https://www.3aw.com.au/vietnam-war-veteran-booted-from-business-class-for-younger-qantas-employee/">3AW</a></em> radio program with Ross &amp; Russ. </p> <p dir="ltr">"It didn't register at first," continued Mr Jones. "I wasn't quite sure what 'bumped' meant... I said, 'What?', and she said, 'Yes, I'll have to re-issue your ticket for economy class. We have a tech who's flying to Adelaide and his contract states that he must fly Business Class."</p> <p dir="ltr">Mr Jones then explained that while he retreated to his economy seat, the Qantas employee was seated next to his wife up in business class, and that "he wouldn't even look at her".</p> <p dir="ltr">Mr Jones went on to explain that, after filing a letter of complaint, he was offered 5000 Frequent Flyer points in return for the downgrade and an apology.</p> <p dir="ltr">Mr Jones, who served in Vietnam in a combat unit in the 1960s, claimed he turned down the offer of 5000 points, saying, “I don’t think anything is going to change until there’s ramifications for Qantas, or costs for Qantas when they upset their customers.”</p> <p dir="ltr">Justin Lawrence, Partner at Henderson Ball Lawyers, later told the 3AW radio show hosts that there’s little customers can do about such a move by the airline and said it was “standard operating procedure”.</p> <p dir="ltr">“Unfortunately, their terms of carriage allow them to do this sort of thing – this happens so often they’ve actually got a term for it, buckle up, they call this 'involuntary downgrading,'” he said.</p> <p dir="ltr">“They’ll overprescribe business class or first class, they will need to bump someone out, and they’ll do it almost immediately prior to the flight – not just Qantas, they all do it."</p> <p dir="ltr">“Any time you go to a travel agent or online to Qantas to buy a seat, and we think we’re buying a seat in a particular class, there are no guarantees that when that plane takes off, you’ll be sitting in that class.”</p> <p dir="ltr">Mr Jones said he understood that Qantas pilots were entitled to rest comfortably on their way to another flight, but the ordeal was “unsettling and made me a little irritable”.</p> <p dir="ltr"><em>Image credits: Getty Images</em></p>

Travel Trouble

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The 15 dog breeds perfect for first-time owners

<p><strong>First-time pup parent</strong></p> <p>Becoming a first-time dog owner is a truly rewarding experience. You’re gaining a new loyal best friend and have a wonderful adventure before you. That said, we’d be remiss if we didn’t acknowledge that the process also comes with some little curveballs as you learn the ropes of pup parenthood.</p> <p>In addition to the dog’s size – be it a toy breed, medium breed, or giant breed – it’s also important to consider the dog’s personality. For example, do you want a <a href="https://www.readersdigest.com.au/food-home-garden/pets/the-best-low-maintenance-dogs-for-busy-people" target="_blank" rel="noopener">low-maintenance dog</a> or a <a href="https://www.readersdigest.com.au/food-home-garden/pets/11-dog-breeds-that-can-be-left-alone" target="_blank" rel="noopener">dog breed that does well when left alone</a>? Or are you perhaps seeking the <a href="https://www.readersdigest.com.au/food-home-garden/pets/the-best-dog-breeds-for-kids" target="_blank" rel="noopener">best dog breeds for kids</a>?</p> <p>“When you are thinking about getting a dog for the first time, the first thing to ask yourself is what you envision your life with a dog looking like,” says Marissa Sunny, a canine behaviour specialist. “If you want a dog to get you out of the house and go running with, then a high-energy working breed may be for you! If you are looking for a Netflix buddy, then an adult or senior dog may be for you.” And while purebreds are wonderful, there are many mixed breeds available for adoption in your local shelters that make wonderful pets, even for first-time dog owners.</p> <p>To help you determine the best first dog for new owners – and avoid some of the worst dogs for first-time owners – we’re showcasing some of the most popular dog breeds that are easy to train, groom and bond with.</p> <p><strong>Bichon Frise</strong></p> <p>Known for its loving and playful personality, the Bichon Frise is an intelligent and charming lapdog who befriends just about everyone they meet. They are one of the best dogs for beginners since they’re typically easy to train and are great with kids. </p> <p>Another perk is that their fluffy white coat is hypoallergenic, making them ideal for those concerned about dog allergies. They do need to be bathed about once a month and benefit from a good brushing several times a week. A visit to the groomer every four to six weeks can also help keep them looking tip-top.</p> <p><span style="text-decoration: underline;"><em>Ease of care: 4/5</em></span></p> <p><strong>Golden retrievers </strong></p> <p>Arguably one of the easiest dog breeds for first-time owners, the golden retriever is one of the most beloved canines for good reason. This lovable pup is exceptionally friendly and devoted to its owners. They are also known for being obedient and easy to train, so teaching them to fetch, sit and stay is likely to be a breeze, which is one of the reasons many service dogs are golden retrievers. </p> <p>Perhaps most important, though, is their gregarious and outgoing personalities, which make them fantastic as first-time family dogs, as well. They benefit from a good brushing once a week and perhaps more during their twice-annual shedding spree.</p> <p><span style="text-decoration: underline;"><em>Ease of care: 5/5</em></span></p> <p><strong>Papillon</strong></p> <p>The papillon – which means butterfly in French – is another wee-sized pup weighing in at only 4.5kg tops. They are an affectionate dog breed and they also get along well with children. Though very small, this toy breed is surprisingly athletic and spritely and benefits greatly from playtime. </p> <p>One potential drawback is that they’re not too keen on hanging out with other animals. However, they are surprisingly easy to groom thanks to their lack of an undercoat. A good bath every few months and a once-monthly grooming session are all they need.</p> <p><span style="text-decoration: underline;"><em>Ease of care: 4/5</em></span></p> <p><strong>Labrador retriever </strong></p> <p>The Labrador retriever is another popular dog breed. They are most noted for their outgoing personality and friendly demeanour, and they are also one of the best-behaved dog breeds. These playful, easy-going pups – which come in chocolate, black, and yellow – are very sociable. </p> <p>This allows not only for easy bonding with the entire family but with other animals, too. Because they love to make their owners happy, labs are also one of the easiest dog breeds to train. Occasional baths and brushing are all this dog needs to keep it looking its best.</p> <p><span style="text-decoration: underline;"><em>Ease of care: 5/5</em></span></p> <p><strong>Cavalier King Charles spaniel </strong></p> <p>A sweet combination of a small toy breed and spaniel, the Cavalier King Charles spaniel is a gentle, graceful, athletic and high-spirited little pup. They make our list of the best first dogs for new owners because of their adaptability and smarts, which make them both easy to get along with and train. These unfailingly sweet pups are also keen on pleasing their humans, making them excellent for a broad ranch of owners, including couples, families, seniors, and individuals. </p> <p>They are also known for being effective therapy dogs, too. They do require a little more grooming than other pups on our list and need daily brushing, weekly ear-checks, and monthly nail trims.</p> <p><span style="text-decoration: underline;"><em>Ease of care: 4/5 </em></span></p> <p><strong>German shepherd</strong></p> <p>The noble German shepherd is an excellent dog for first-time owners for many reasons. For starters, they are exceptionally smart pups that are easy to train, which is one reason why they are utilised in K-9 units. </p> <p>Second, they are gentle with their owners and unfailingly loyal – to the end that they make great watchdogs. Finally, German shepherds are easy to groom. The AKC says they benefit from brushing a few times a week to remove loose hairs and that they only need occasional baths.</p> <p><span style="text-decoration: underline;"><em>Ease of care: 5/5</em></span></p> <p><strong>Standard poodle</strong></p> <p>Recognised for their fluffy, pillow-like hypoallergenic coats, the poodle is a notably smart and athletic family companion. Because of these positive qualities, poodles have been bred with many other breeds to get designer breeds including the labradoodle, groodle, spoodle, and cavoodle. </p> <p>Do note that as puppies, poodles can be high-energy, so they’ll need to be able to run off that steam. They also should be brushed daily and professionally groomed about once every month or two to combat matting and keep their coats lustrous.</p> <p><span style="text-decoration: underline;"><em>Ease of care: 4/5</em></span></p> <p><strong>Basenji</strong></p> <p>You might not be too familiar with the Basenji, but this smart and adaptable quiet dog breed makes our list because of how easy-going and low-key it is. Some even describe this dog as “cat-like” in its independence and quiet demeanour. While it’s not overtly lovey-dovey like some breeds, the Basenji is perfect for first-time owners who tend to be gone often and prefer a pup that’s not always at their ankles. </p> <p>The AKC says their short coat is also simple to care for. Just give them a once-over every week or two – and no bathing required unless they get into something.</p> <p><span style="text-decoration: underline;"><em>Ease of care: 4/5</em></span></p> <p><strong>Yorkshire terrier</strong></p> <p>A truly petite-sized pup, the adorable Yorkie is a tiny terrier that weighs in at only seven pounds. Though tiny, they do have major personalities! This breed has a reputation for being brave, tenacious and sprightly. They are also exceptionally friendly. </p> <p>The breed’s long, low-allergen coat mimics human hair more than dog fur, making them one of the more popular dogs for those who deal with pet allergies. The trade-off is that their long hair does require daily brushing, weekly bathing and regular professional groomings.</p> <p><span style="text-decoration: underline;"><em>Ease of care: 3/5</em></span></p> <p><strong>Pugs</strong></p> <p>Survey any pug owner and they’ll likely be quick to tell you that this breed is one of the best family companions out there. The adaptable pug gets along with basically everyone – including kids, seniors and other animals – and thrives in both the city and country. </p> <p>Pugs also enjoy making their owners happy, which helps make training them a breeze. Another bonus: their coat is considered low maintenance and only needs weekly brushing to control light shedding.</p> <p><span style="text-decoration: underline;"><em>Ease of care: 5/5</em></span></p> <p><strong>Whippet</strong></p> <p>Don’t confuse the whippet for a greyhound! Though they do look similar, the whippet is its own breed (and actually quite a bit smaller). This lean and elegant pup is a lightning-quick runner that enjoys having a good chase in the backyard. As long as it’s getting plenty of exercise, this breed can fare well in an apartment or a house with a yard. Another perk is that these guys barely bark. </p> <p>Also, their short coat is very easy to care for and only requires weekly brushing and occasional baths. While smart, the whippet has a bit more of a mischievous personality that can be a little tricky to reign in when training.</p> <p><span style="text-decoration: underline;"><em>Ease of care: 4/5</em></span></p> <p><strong>Great Dane</strong></p> <p>Don’t be intimidated by the Great Dane’s mighty stature; this pup is a true gentle giant. This sweet-natured, patient, ultra-friendly pup bonds with its family owners quickly and remains loyal through and through – they’re even great with children. However gentle, the Great Dane also makes for a courageous and vigilant watchdog as well. </p> <p>Regarding training, this breed does benefit from professional obedience training in order to harness its full potential. They also should be brushed weekly, bathed occasionally, and have their nails trimmed monthly.</p> <p><span style="text-decoration: underline;"><em>Ease of care: 3/5</em></span></p> <p><strong>Irish setter</strong></p> <p>If you’re in the market for a lovable, friendly pup that’s perhaps not quite as well-known as other breeds, the Irish setter might just be your match. These sweet dogs get along with, and bond quickly, with everyone they meet – including kids, adults, seniors, and other animals. </p> <p>They do tend to be a bit on the rambunctious side, so a playful and active setting is ideal. They are also eager to please and respond well to patient training, notes the AKC. Moderate grooming is required, including twice-weekly brushing, monthly nail trims, and occasional baths.</p> <p><span style="text-decoration: underline;"><em>Ease of care: 4/5</em></span></p> <p><strong>Bernese mountain dog</strong></p> <p>The powerful and sweet-natured Bernese mountain dog is a family companion that will bring joy to any home. They’re on our list of the best dogs for beginners because they are easy to train, exceptionally patient with everyone (including kiddos), and get along easily with many personalities and even other animals. </p> <p>Their big size can be intimidating, but they’re big softies who love to stick close to their humans. In fact, they can be a little shy! Frequent shedding is more of an issue with this breed, and they require a good brushing two to three times a week.</p> <p><span style="text-decoration: underline;"><em>Ease of care: 4/5</em></span></p> <p><strong>Mixed breeds</strong></p> <p>We’ve included many purebreds on this list, but we don’t want to leave out mixed breeds and “mutts.” Though adoptable animals from the shelter can come with some specific needs, many will be forever grateful to have you as their owner. </p> <p>When seeking a pup to adopt, we recommend looking to their personalities – versus specific breed – to determine if they’re a fit for your lifestyle. “Your local shelter or rescue can help you find the perfect match for your family,” says Sunny.</p> <p><span style="text-decoration: underline;"><em>Ease of care: varies</em></span></p> <p><em>Image credits: Getty Images</em></p> <p><em>This article originally appeared on <a href="https://www.readersdigest.co.nz/food-home-garden/pets/15-best-dogs-for-first-time-owners?pages=1" target="_blank" rel="noopener">Reader's Digest</a>. </em></p>

Family & Pets

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Cafe owner responds to extortionate avocado drama

<p dir="ltr">A Sydney cafe has responded after being slammed for their $10.90 side of avocado.</p> <p dir="ltr">Little Jack Horner, situated right in front of Coogee Beach, also charges $11.90 for halloumi and $9.90 for a side of bacon, all of which are meant to be shared.</p> <p dir="ltr">Cafe owner BJ McHatton spoke to <em>9Honey</em> about the avocado side dish that made waves.</p> <p dir="ltr">"The smashed avocado is portioned at almost one and a half avocados, as well as containing other ingredients to make it a dish, not just an avocado in a bowl," he said of the dish. </p> <p dir="ltr">"The price of avocados does fluctuate, two months ago we were paying double what we are today," he said, adding that the venue works with local providers who go to the market daily to provide them with quality produce.</p> <p dir="ltr">"Of course, this comes at a higher cost that allows us to have a quality offering for our customers.”</p> <p dir="ltr">He pointed out that this is the first price increase in 10 years, with "the hospitality industry as a whole all the way from the suppliers to the actual venues himself have seen prices explode over the last 12 months.”</p> <p dir="ltr">McHatton added that the cafe is in a prime location, with live music five nights a week, 160 indoor plants that are professionally cared for, and their efforts to support local teams, clubs, schools and charities all contribute to their prices.</p> <p dir="ltr">"Obviously, running a business of this size, and in this destination has a lot of associated expenses. All of this has to be taken into account when we set prices for our products.”</p> <p dir="ltr">Despite increased media coverage, McHatton says they haven’t received any backlash.</p> <p dir="ltr">"Obviously being on a few radio stations and covered by a few news stations it has generated some interest on those stories. However, after reading the comments, most of them are supportive. Most people genuinely seem to understand how hard running a business is the associated cost to come with running a business," he told <em>9Honey</em>. </p> <p dir="ltr">However, he expressed disappointment at the Google reviews that were allegedly left overnight by people who had never been to the cafe.</p> <p dir="ltr">"[It's] disappointing that people will go to the trouble of leaving a review having never actually experienced the venue. If anyone has ever been to our place, they know it's a lot more about an experience, which includes the food than just the food and the price," McHatton said.</p> <p dir="ltr">Other reviewers have dubbed the food “grossly overpriced”, with one reviewer revealing their Easter lunch of two breakfasts and fruit juice was almost $100. Another added that the prices were "pushing close to that of what you would expect for dinner," though they did say the food "was great".</p> <p><span id="docs-internal-guid-58292ee2-7fff-ec9e-cede-50a6da2915f7"></span></p> <p dir="ltr"><em>Image credit: Shutterstock</em></p>

Food & Wine

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Destructive dog ruins owner’s cherished Monstera

<p dir="ltr">All pet owners know their furry friends can get up to mischief, and there’s nothing quite like coming home to discover half your lounge has been eaten and that book you love so much has been torn to shreds.</p> <p dir="ltr">One dog owner fell victim to her dog's destruction and headed to Reddit to share the story. </p> <p dir="ltr">"My dog ripped basically all the leaves off my husband's monstera and he's devastated," she wrote. "He's been growing this thing for years." </p> <p dir="ltr">The woman called for gardeners and plant enthusiasts alike to find out whether the plant would survive such a devastating blow.</p> <p dir="ltr">"The base and roots are still intact," she wrote. "Will new stems/leaves grow from the base? Is there any hope of salvaging it?”</p> <p dir="ltr">Some saw the funny side of her most, making jokes the dog must have been jealous of the attention the plant was getting. </p> <p dir="ltr">"This is some plant gore right here," one person teased in response.</p> <p dir="ltr">Aside from making light of her post, one plant fiend was able to tell her that her husband’s beloved monstera is in no danger.</p> <p dir="ltr">"You're in luck – monstera deliciosa is an incredibly hardy plant," the person advised.</p> <p dir="ltr">"It'll likely regrow multiple leaves from the broken stem! I would cut off the broken leaves personally, as they're probably not much use.</p> <p dir="ltr">"Water a little less than usual as it doesn't need as much water without all the leaves."</p> <p><span id="docs-internal-guid-70e4f9d6-7fff-a577-9411-6363a7e0cd61"></span></p> <p dir="ltr"><em>Image credit: Reddit</em></p>

Family & Pets

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Dog groomers give owner wrong dog

<p dir="ltr">One dog owner has left the groomers with a different dog than the furry friend he brought in. </p> <p dir="ltr">Taking to Reddit, the owner posted an image of two dogs in the front seat of their car, one being of his own dog, and another of the one he got back.</p> <p dir="ltr">"Dog groomers gave me the wrong dog," they wrote in the post. </p> <p dir="ltr">Reddit users flocked to the comments to share their thoughts. </p> <p dir="ltr">"Is the bottom one yours? He looks happier," someone wrote, to which the owner responded, "yes lol.”</p> <p dir="ltr">"Dog smiling like, I don't know who this person is, but what a nice person. Are you taking me to my parents? :)," another person wrote.</p> <p dir="ltr">This isn’t the first doggy mix-up to have occurred.</p> <p dir="ltr">In 2022, a woman from Chesapeake, Virginia told People she was given the wrong dog. </p> <p dir="ltr">"I was like, 'This isn't my dog, where's my dog? Where's my puppy?'" the woman said, explaining when she received the dog. </p> <p dir="ltr">"I didn't get a chance to get a good look at him, all I saw was white. I go to the car and I put him in. He turned around and I thought, 'He looks so different, am I tripping?’"</p> <p dir="ltr">One person shared their own experience, "The city pound once gave me the wrong dog when I went to pick up my newly adopted dog from her spay.”</p> <p dir="ltr">"When I was younger and worked at a dog kennel boarding house there were to yellow labs that came in around the same age and same size looked pretty freakin similar," another user wrote.</p> <p><span id="docs-internal-guid-a9bda0c5-7fff-1b8e-9714-8935dba0a53f"></span></p> <p dir="ltr">"I could tell the difference by their personality; one was a little more friendly. My boss had no idea obviously because the day I wasn't working he gave the wrong dog to its elderly owner she had him for a week."</p> <p dir="ltr"><em>Image credit: Reddit</em></p>

Family & Pets

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"Too busy marching": Debate rages over fiery Anzac Day post

<p>A man has shared a controversial claim on Twitter about Australia’s relationship to Anzac Day, sparking a fiery debate.</p> <p>Australians and New Zealanders gathered to commemorate the 108th anniversary of the landing of Anzac troops at Gallipoli in World War I on April 25th. Services were held all over both countries to mark the day of remembrance.</p> <p>On May 34th, Brad Turner, who says he is a former Navy submariner and AFP officer, took to Twitter to argue that the values of the annual celebration were “no longer reflected” by Australia.</p> <p>He notably called out Australia’s confrontation with China on behalf of the US.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Australia is a society that dutifully gets up early every April 25 to gather, Mach & remember our Dead. Speeches are made, politicians speak of sacrifice & honour whilst possessing or embodying neither. That same society that holds paramount ideals of egalitarianism, mateship &… <a href="https://t.co/sbHHbRiYAF">pic.twitter.com/sbHHbRiYAF</a></p> <p>— Brad Turner (@tur14865416) <a href="https://twitter.com/tur14865416/status/1650394428841037826?ref_src=twsrc%5Etfw">April 24, 2023</a></p></blockquote> <p>“Australia is a society that dutifully gets up early every April 25 to gather, march and remember our dead,” he wrote in the post, which has been viewed more than 20,000 times.</p> <p>“Speeches are made, politicians speak of sacrifice and honour whilst possessing or embodying neither. That same society that holds paramount ideals of egalitarianism, mateship and sacrifice is forgotten on the other 364 days of the year.</p> <p>“On those days Australia marches right past veteran suicides, war crimes, illegal wars and widespread inequality and corruption. Is it really a day of remembrance? Or is it theatrics so society can pretend they care about victims of war or our conduct as a country with an aim to feel better about apathy and inaction as a nation towards these things.</p> <p>“We don’t notice any of these things because we are too busy marching. But this time it’s headlong into another pointless American war with China. The things we celebrate about our nation on Anzac Day are sadly no longer reflected in Australia’s actions. They have not been in some time.”</p> <p>Several people online took the same stance as Mr Turner.</p> <p>“I don’t like Anzac Day. It overlooks our follies in joining Britain and US wars. WWII was noble. The rest were con jobs to enrich the industrialists. Our people have all these solemn events only to assuage their ‘je ne c’est quoi’ because they don’t feel any guilt but should,” one wrote.</p> <p>“Our politicians spend more on memorial monuments and museums that they can put their name on a plaque on the wall than they do for the actual veterans who are suffering from PTSD or other ‘souvenirs’ they have brought back from their tours,” another said.</p> <p>“Flag waving patriotism has taken over Anzac Day. We are one step away from parades of military hardware while the populace salute. What should be a reflection on the horrors of war has become it‘s celebration. John Howard did this,” a third added.</p> <p>“Listening to the Labor government yesterday follow in the footsteps of the Coalition, justifying spending billions antagonising China at America’s request is not the ‘lest we forget’ I think about,” a fourth wrote.</p> <p>Others fired back and said Anzac Day was still important.</p> <p>“Mate … it’s about remembering the sacrifice and loss of our mates … lest we forget,” one wrote, adding, “I don’t worry about [politicians] anymore grandstanding on the day. It’s our day not theirs to remember our mates.”</p> <p>Another wrote, “It is tradition. It separates the fluff of ordinary living to reflect on sacrifice not only of the dead, of lives unlived, of the unfathomable grief but also of the living dealing with the trauma and moral injury of tooth and claw war. It is not a celebration which distracts.”</p> <p>“I understand this perspective, but at the same time I ask myself — is there any harm in this form national reflection? I agree there have been some military follies following the absolute necessity of WWII, but would add that there is no guarantee that the next engagement is such,” a third wrote.</p> <p><em>Image credit: Shutterstock</em></p>

News

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The ethics of home ownership in an age of growing inequality

<p>For many Americans today, <a href="https://www.pewresearch.org/fact-tank/2022/03/23/key-facts-about-housing-affordability-in-the-u-s/">homeownership is an unattainable dream</a>. </p> <p>In 2022, the average <a href="https://apnews.com/article/inflation-business-economy-prices-mortgages-b3d20020ecddf7a13bd62fb7b5ed7c0c">long-term U.S. mortgage rate rose to 7%</a> for the first time in more than two decades. The median sales price of existing homes <a href="https://www.wsj.com/articles/u-s-home-sales-fell-again-in-june-economists-estimate-11658309401">climbed to a record US$416,000</a> while demand for mortgages dropped to a <a href="https://www.cnbc.com/2022/10/19/mortgage-demand-drops-to-a-25-year-low-as-interest-rates-climb.html">25-year low</a>. </p> <p>Experts forecast a turnaround in 2023, predicting a fall in <a href="https://www.forbes.com/advisor/mortgages/real-estate/housing-market-predictions/">home prices</a> and <a href="https://www.forbes.com/advisor/mortgages/mortgage-interest-rates-forecast/">mortgage rates</a>. With the housing market likely to cool modestly, the prospect of a gradual return to affordability may sound like music to buyers’ ears. </p> <p>But should people be purchasing property at all?</p> <p>My <a href="https://hi.psu.edu/scholars/desiree-lim/">research examines</a> the negative impact of property ownership. Despite the current state of the housing market, property is <a href="https://www.forbes.com/sites/qai/2022/08/30/housing-prices-are-dropping---yes-a-house-is-still-a-good-investment/">still considered a sound investment</a> – at least for the limited group who can afford it. However, property ownership can have serious consequences on others’ lives. </p> <h2>Buying to make a profit?</h2> <p>There is a difference between the two main categories of property buyers: those purchasing property as a primary home versus property for investment.</p> <p>Purchasing property as a primary home is considered more ethical than acquiring property for investment, as housing is considered a basic necessity. </p> <p>Property for investment, however, is owned for personal profit, often without the owner’s intending to ever live there. Investors may purchase homes that can be “fixed and flipped” and sell them at a profit or lease them to renters. </p> <p>As of 2019, renters headed around <a href="https://www.pewresearch.org/fact-tank/2021/08/02/as-national-eviction-ban-expires-a-look-at-who-rents-and-who-owns-in-the-u-s/">36% of the nation’s 122.8 million households</a>. Census data shows that <a href="https://www.census.gov/housing/hvs/files/currenthvspress.pdf">there are 48.2 million rental units</a> in the U.S., roughly 70% of which are owned by individual landlords.</p> <h2>Landlordphobia?</h2> <p>Landlords have often been <a href="https://jacobin.com/2021/07/abolish-landlords-cancel-rent-eviction-homelessness">criticized for being callous</a> and <a href="https://www.theguardian.com/commentisfree/2018/apr/16/landlords-social-parasites-last-people-should-be-honouring-buy-to-let">greedy</a>. <a href="https://doi.org/10.1007/s11524-020-00502-1">COVID-19</a> exacerbated landlords’ poor reputations because the pandemic increased <a href="https://doi.org/10.1080/10511482.2021.2020866">renter payment difficulties</a> and <a href="https://doi.org/10.2105/AJPH.2021.306353">triggered widespread evictions</a> and <a href="http://dx.doi.org/10.2139/ssrn.3613030">homelessness</a>.</p> <p>Some renters complained about uncaring landlords who were <a href="https://doi.org/10.1111/josi.12555">accused of pressuring and threatening vulnerable tenants</a>. The federal and state governments stepped in to help people with such interventions as the <a href="https://nlihc.org/coronavirus-and-housing-homelessness/national-eviction-moratorium">federal eviction moratorium</a> and New York City’s <a href="https://www.nyc.gov/site/rentfreeze/index.page">rent freeze program</a>. </p> <p>Yet landlords also provide rental opportunities for those who prefer not to buy and for those who wish to buy their own home but cannot afford it. Furthermore, landlords can be seen as offering a <a href="https://www.businessinsider.com/personal-finance/reasons-renting-a-house-is-better-than-buying-one-2019-8?r=US&amp;IR=T">valuable service to those who are not seeking long-term occupancy</a>, such as university students who plan to leave upon graduation or temporary visitors to the U.S. </p> <p>The ethics of renting out property, then, seems to turn partly on whether renters need it for long-term basic shelter. </p> <p>Landlords are often blamed for the housing crisis. However, it is the responsibility of the government to ensure the <a href="https://www.ohchr.org/en/special-procedures/sr-housing/homelessness-and-human-rights">right to long-term shelter</a>. </p> <p>Individual landlords may contribute toward a poor housing system, but they act within the confines of the system. Only governments have the power to change the system, through investment in affordable housing. </p> <h2>The ethics of owning a home</h2> <p>Homebuyers also have ethical obligations to others.</p> <p>Choosing to own property in a <a href="https://bayareaequityatlas.org/indicators/gentrification-risk#/">gentrifying neighborhood, or one considered at risk of gentrifying</a>, may contribute to the forced displacement of <a href="https://www.law.georgetown.edu/poverty-journal/blog/examining-the-negative-impacts-of-gentrification/">existing long-term residents</a>. The harms of having to leave one’s former neighborhood include the severing of community networks or enduring the strain of <a href="https://www.nytimes.com/2017/08/17/business/economy/san-francisco-commute.html">extraordinarily long work commutes</a>. Additionally, persons of color <a href="http://www.wipsociology.org/2021/05/20/how-gentrification-reproduces-racial-inequality">are disproportionately affected by gentrification</a>, which may create new patterns of racial segregation.</p> <p>Given these consequences, aspiring homeowners should perhaps avoid purchasing homes in neighbourhoods with vulnerable residents. But, with housing unaffordability writ large, first-time buyers may be able to afford properties only in neighborhoods at risk of gentrification.</p> <h2>Mitigating risk</h2> <p>How can governments mitigate risks like racial segregation while also providing affordable housing? </p> <p>One example is Singapore’s system of <a href="https://www.bloomberg.com/news/articles/2020-07-08/behind-the-design-of-singapore-s-low-cost-housing">affordable public housing</a>. To prevent segregation, Singapore introduced racial quotas in public housing that require minimum levels of occupancy of each of its main ethnic groups – Chinese, Malay, Indian, and others, which includes all other ethnicities. Though intrusive and <a href="https://www.cigionline.org/static/documents/documents/PB%20no.128web.pdf">imperfect in its execution</a>, the Singaporean approach shows that a more proactive approach to housing is possible.</p> <p>Landlords may have moral duties, but the government’s role in recognising and protecting the right to stable long-term housing must not be ignored.</p> <p><em>Image credits: Getty Images</em></p> <p><em>This article originally appeared on <a href="https://theconversation.com/the-ethics-of-home-ownership-in-an-age-of-growing-inequality-196775" target="_blank" rel="noopener">The Conversation</a>. </em></p>

Real Estate

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Rod Stewart's ultimate surprise for like-minded hobbyists

<p>Rod Stewart has paid a surprise visit to a local business in Sydney's west, mingling with like-minded hobbyists. </p> <p>On Wednesday night, the 78-year-old rockstar took to the stage of Sydney's Qudos Bank Arena in front of 21,000 adoring fans, performing his classic hits in a signature leopard print jacket. </p> <p>But just hours before, he stopped in at Woodpecker Model Railways, a model train store located in Pendle Hill, in search of model trains to add to his vast collection.</p> <p>"Look who casually walked into our shop," the business shared on their Facebook page, alongside a photo of staff members smiling with the rock legend.</p> <p><iframe style="border: none; overflow: hidden;" src="https://www.facebook.com/plugins/post.php?href=https%3A%2F%2Fwww.facebook.com%2Fwoodpeckermodelrailways%2Fposts%2Fpfbid0Nfb2LeEtR5yXAcfCiBW8g4GVLqncdVbNz9AKJnZVwFzB345DUXMDt3C6ZvcGpReyl&amp;show_text=true&amp;width=500" width="500" height="504" frameborder="0" scrolling="no" allowfullscreen="allowfullscreen"></iframe></p> <p>"That's amazing!!!" one follower wrote on Facebook.</p> <p>"WOW how awesome !! Lucky you !!I think I would be in total admiration [and] shock if Rod walked into a shop I owned or was in lol," another said.</p> <p>"A very accomplished modeller..... sings a bit as well....." another wrote.</p> <p>Rod Stewart has long been known as a <a href="https://www.oversixty.co.nz/property/real-estate/rod-stewart-s-hidden-track-inside-his-beverly-hills-home" target="_blank" rel="noopener">keen model train builder</a>, revealing in a 2019 interview with Railway Modeller magazine that he had been working on a giant and intricate model of a United States city at home for the previous 23 years.</p> <p>Following his admission in the interview, BBC Radio 2's Jeremy Vine suggested Stewart did not build the model himself, to which Stewart rebutted as he called into Vine's show to set the record straight himself.</p> <p>"I would say 90 per cent of it I built myself," Stewart insisted to Vine. "The only thing I wasn't very good at and still am not is the electricals, so I had someone else do that."</p> <p>"A lot of people laugh at it being a silly hobby, but it's a wonderful hobby," he said.</p> <p><em>Image credits: Facebook</em></p>

Music

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Salon owner loses $40,000 from one $60 deposit

<p dir="ltr">When beautician Thuy Le received a call from a supposed customer’s ‘husband’ regarding an accidental payment, she could never have foreseen the devastating turn her life would take from that point on. </p> <p dir="ltr">The mother of two, whose husband is living with Parkinsons and unable to work, recounted how her harrowing ordeal started with that one phone call, and the man on the other end requesting she return the $60 his wife had ‘accidentally’ paid. </p> <p dir="ltr">Le checked her bank statements to verify his story, and after noting one deposit that matched, she transferred the funds into the account he provided. </p> <p dir="ltr">She did not provide any of her own personal information, her passwords, or any critical numbers for her accounts. And yet, in the time to follow, Le could only watch in horror as more withdrawals were made from her account, into the very same one owned by the customer’s ‘husband’. </p> <p dir="ltr">The withdrawals totalled a devastating $41,600 stolen from Le’s life savings. </p> <p dir="ltr">Le also recounted how she was refused access to her business account, and that she got in touch with her bank as soon as she realised what had happened, suspecting she had been scammed. </p> <p dir="ltr">Her quest for support in her time of need was cut short, with the financial institution placing the blame solely on Le and ruling that they were not liable for the losses she had endured - this was despite the suspicious withdrawals raising no alarm with the bank, and the lack of personal information involved in the scam. </p> <p dir="ltr">Of their questionable red flag system, the bank claimed that it is “nearly impossible for an unauthorised third party to guess”, referencing the way that the logins for the costly transaction all succeeded on the very first try. </p> <p dir="ltr">Furthermore, as stated in a letter to Le, they declared that “the only reasonable explanation for these logins would be that your online banking credentials were known to the unauthorised third party, which would be in breach of the passcode security requirements.”</p> <p dir="ltr">“I am in financial hardship,” Le admitted of her dire situation, and the need to have the funds returned for her family and her husband’s crucial medication. </p> <p dir="ltr">“I have two little kids, I have a husband with Parkinson’s disease, he cannot work,” she continued. “We are still in the process of applying for government help and I have carried the financial burden on my shoulders.”</p> <p dir="ltr">While Le’s bank offered $200 to resolve her complaint, she was offered no further assistance, and took matters to the Australian Financial Complaints Authority, hoping to have her money returned to her. </p> <p dir="ltr">“I can’t sleep,” she confessed. “I want to know why this happened to me and how it happened to me.</p> <p dir="ltr">“I’m not a liar, not a criminal, not a fraud.”</p> <p dir="ltr"><em>Images: Supplied to 7News, Facebook</em></p>

Money & Banking

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New perspectives on navigating grief for owners of companion animals

<p>The loss of a pet can be difficult, but the latest research suggests we can do better to help owners navigate their way through the grief process.</p> <p>For many, the pandemic resulted in more time spent in the company of pets while working from home and because of restrictions designed to limit the movement of people. In many cases, pets became key to maintaining a sense of normality, routine and motivation, not to mention <a href="https://cosmosmagazine.com/nature/dogs-sense-of-smell-detect-human-stress/" target="_blank" rel="noreferrer noopener">providing company</a> during times of social and physical isolation.</p> <p>Strangely, though, as the research highlights, society has a bias towards supporting certain circumstances of grieving over others.</p> <p>According to the authors of the review, published in <em>Human</em>–<em>Animal Interactions</em>, some types of trauma such as the loss of a pet, <a href="https://cosmosmagazine.com/people/society/can-we-blame-the-famous-for-their-suicides/" target="_blank" rel="noreferrer noopener">death by suicide</a>, a lost pregnancy or miscarriage and death from AIDS, can be stigmatic for the bereaved. These types of loss tend to be underacknowledged by others or given less attention or empathy.</p> <p>“When relationships are not valued by society, individuals are more likely to experience disenfranchised grief after a loss that cannot be resolved and may become complicated grief,” said Colleen Rolland, President and pet loss grief specialist for <a href="https://www.aplb.org/" target="_blank" rel="noreferrer noopener">Association for Pet Loss and Bereavement</a> (APLB).</p> <p>This stigma can interrupt the natural process of grieving, meaning that pet owners often ‘go it alone’, without social support when dealing with the loss of their companion animal.</p> <p>“The present review builds on research in the field of pet loss and human bereavement and factors in the impact of the COVID-19 pandemic on human-animal attachment,” says Dr Michelle Crossley, an Assistant Professor at Rhode Island College in the US.</p> <p>“A goal of the present review is to provide counsellors with perspectives to consider in their practice when working with clients who have attachments to their companion animals. It also aims to acknowledge the therapeutic benefits of working through the grief process to resolution as a way to continue the bond with a deceased pet.”</p> <p>The review presents practical ways in which counsellors can help people grieving the loss of a pet through in-person and online approaches, such as group sessions and web-based chatrooms – “counselling interventions and coping strategies already being used in the therapeutic space,” notes Crossley.</p> <p>Practical activities such as providing safe spaces and materials to paint, draw or write about their anxieties and fears about loss are effective tools for helping children and adults navigate the grief process.</p> <p><em><a href="https://petsandpeople.com.au/about/" target="_blank" rel="noreferrer noopener">Pets and People</a>,</em> an online initiative founded by Dr Michael O’Donoghue and Penny Carroll, seeks to provide pet owners with resources and information across a whole host of issues associated with pet loss, including those discussing social stigmas. It also provides links to counsellors with experience in pet loss and lists Australian and New Zealand numbers for the Pet Loss Support Line which connects callers with counsellors.</p> <p><img id="cosmos-post-tracker" style="opacity: 0; height: 1px!important; width: 1px!important; border: 0!important; position: absolute!important; z-index: -1!important;" src="https://syndication.cosmosmagazine.com/?id=226139&amp;title=New+perspectives+on+navigating+grief+for+owners+of+companion+animals" width="1" height="1" data-spai-target="src" data-spai-orig="" data-spai-exclude="nocdn" /></p> <div id="contributors"> <p><em><a href="https://cosmosmagazine.com/australia/new-perspective-navigating-grief-pets/" target="_blank" rel="noopener">This article</a> was originally published on Cosmos Magazine and was written by Clare Kenyon. Clare Kenyon is a science journalist for Cosmos. </em></p> <p><em>Image: Getty Images</em></p> </div>

Family & Pets

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Just 25% of businesses are insured against cyber attacks. Here’s why

<p>In the past financial year, the Australian Cyber Security Centre received <a href="https://www.cyber.gov.au/acsc/view-all-content/reports-and-statistics/acsc-annual-cyber-threat-report-july-2021-june-2022" target="_blank" rel="noopener">76,000 cyber-crime reports</a> – on average, one every seven minutes. The year before, it was a report every eight minutes. The year before that, every ten minutes.</p> <p>The growth of cyber crime means it is now arguably the <a href="https://www.aon.com/2021-global-risk-management-survey/index.html" target="_blank" rel="noopener">top risk facing any business</a> with an online presence. One successful cyber attack is all it takes to ruin an organisation’s reputation and bottom line. The estimated cost to the Australian economy in <a href="https://www.unsw.adfa.edu.au/newsroom/news/cybercrime-estimated-42-billion-cost-australian-economy" target="_blank" rel="noopener">2021 was $42 billion</a>.</p> <p>To protect itself (and its customers), a business has three main options. It can limit the amount of sensitive data it stores. It can take greater care to protect the data it does store. And it can insure itself against the consequences of a cyber attack.</p> <p>Cyber-insurance is a broad term for insurance policies that address losses as a result of a computer-based attack or malfunction of a firm’s information technology systems. This can include costs associated with business interruptions, responding to the incident and paying relevant fines and penalties.</p> <p>The global cyber-insurance market is now worth an estimated US$9 billion (A$13.9 billion). It is tipped to grow to <a href="https://www.munichre.com/content/dam/munichre/contentlounge/website-pieces/documents/MunichRe-Topics-Cyber-Whitepaper-2022.pdf/_jcr_content/renditions/original./MunichRe-Topics-Cyber-Whitepaper-2022.pdf" target="_blank" rel="noopener">US$22 billion by 2025</a>.</p> <p>But a big part of this growth reflects escalating premium costs – in Australia they increased more <a href="https://www.insurancebusinessmag.com/au/news/cyber/whats-driving-up-cyber-insurance-premiums-in-australia-417542.aspx" target="_blank" rel="noopener">than 80% in 2021</a> – rather than more business taking up insurance.</p> <p>So coverage rates are growing slowly, with about 75% of all businesses in Australia having no cyber-insurance, according to 2021 figures from the <a href="https://insurancecouncil.com.au/wp-content/uploads/2022/03/Cyber-Insurance_March2022-final.pdf" target="_blank" rel="noopener">Insurance Council of Australia</a>.</p> <p><strong>Challenges in pricing cyber-insurance</strong>&lt;/p</p> <p>With cyber-insurance still in its infancy, insurers face significant complexities in quantifying cyber risk pricing premiums accordingly – high enough for the insurers not to lose money, but as competitive as possible to encourage greater uptake.</p> <p>A 2018 assessment of the cyber-insurance market by the <a href="https://www.cisa.gov/sites/default/files/publications/20_0210_cisa_oce_cyber_insurance_market_assessment.pdf" target="_blank" rel="noopener">US Cybersecurity and Infrastructure Security Agency</a> identified three major challenges: lack of data, methodological limitations, and lack of information sharing.</p> <p>Lack of historical loss data means insurers are hampered in accurately predicting risks and costs.</p> <p>Because of the relative newness of cyber crime, many insurers use risk-assessment methodologies derived from more established insurance markets <a href="https://www.rand.org/pubs/external_publications/EP67850.html" target="_blank" rel="noopener">such as for car, house and contents</a>. These markets, however, are not analogous to cyber crime.</p> <p>Companies may be hesitant to disclose information about cyber incidents, unless required to do so. Insurance carriers are reluctant to share data pertaining to damage and claims.</p> <p>This makes it hard to create effective risk models that can calculate and predict the likelihood and cost of future incidents.</p> <p><strong>So what needs to be done?</strong></p> <p>Deakin University’s <a href="https://cybercentre.org.au/" target="_blank" rel="noopener">Centre for Cyber Security Research and Innovation</a> has been working with insurance companies to understand what must be done to improve premium and risks models pertaining to cyber insurance.</p> <p>Here is what we have found so far.</p> <p>First, greater transparency is needed around cyber-related incidents and insurance to help remedy the lack of data and information sharing.</p> <p>The federal government has taken two steps in the right direction on this.</p> <p>One is the <a href="https://www.accc.gov.au/focus-areas/consumer-data-right-cdr-0" target="_blank" rel="noopener">Consumer Data Right</a>, which provides guidelines on how service providers must share data about customers. This came into effect in mid-2021.</p> <p>The other is the government’s proposal to amend <a href="https://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/Bills_Search_Results/Result?bId=r6940" target="_blank" rel="noopener">privacy legislation</a> to increase penalties for breaches and give the Privacy Commissioner new powers.</p> <p>Second, insurers must find better ways to measure the financial value and worth of the data that organisations hold.</p> <p>The primary asset covered by cyber insurance is the data itself. But there is no concrete measure of how that data is worth.</p> <p>The recent Optus and Medibank Private data breaches provide clear examples. The Optus event affected millions more people than the Medibank Private hack, but the Medibank Private data includes <a href="https://www.afr.com/technology/privacy-fallout-from-medibank-hack-will-be-widespread-20221023-p5bs75" target="_blank" rel="noopener">sensitive medical data</a> that, in principle, is worth far more than data regarding just your personal identity.</p> <p>Without an accurate way to measure the financial value of data, it is difficult to determine the appropriate premium costs and coverage.</p> <p>Cyber insurance is a new, specialised market with significant uncertainty. Given the ever-increasing risks to individuals, organisations and society, it is imperative that insurers develop robust and reliable risk-based models as soon as possible.</p> <p>This will require a consolidated effort between cyber-security experts, accountants and actuaries, insurance professionals and policymakers.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/193533/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em>Writen by Jongkil Jay Jeong and Robin Doss. Republished with permission from <a href="https://theconversation.com/just-25-of-businesses-are-insured-against-cyber-attacks-heres-why-193533" target="_blank" rel="noopener">The Conversation</a>.</em></p> <p><em>Image: Getty Images</em></p>

Money & Banking

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Restaurant owner praised for hiring policy that targets "oldies"

<p dir="ltr">Like many in the hospitality business, Barry Iddles was struggling to find staff to fill shifts at his restaurant 360Q in Queenscliff when he was struck by inspiration.</p> <p dir="ltr">The 67-year-old decided to put the call out to “oldies”, adding an invitation to retirees to come and work at his waterfront venue on the back of his winter postcards.</p> <p dir="ltr">“We sent out 42,000,” he said.</p> <p dir="ltr"> “I put, ‘We’re recruiting – juniors, come and learn the skills of hospitality. Millennials, come and show us what you can do. And seniors and retirees, come back to the workforce for one or two shifts per week.’</p> <p dir="ltr">“I sent it out by mail and off we went. We had a great response.”</p> <p dir="ltr">He stressed that potential employees didn’t need a resume or hospitality experience and could just come in for a chat.</p> <p dir="ltr">Now, Iddles has 12 staff working for him aged over 50, including former nurses and healthcare workers, a mechanic, small business owner and florist.</p> <p dir="ltr">"We've got two 74-year-olds, a 70-year-old, and then we've got [people aged] 57, 60, 64, 66 and 67," Mr Iddles said.</p> <p><span id="docs-internal-guid-ee34f340-7fff-b24e-62b4-35aa29306b6d"></span></p> <p dir="ltr">"There is a labour shortage and a labour crisis, [but] I don't have one. I have five too many staff at the moment. And I could actually open another venue to keep them all gainfully employed."</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/CgNZSgSvoqP/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/CgNZSgSvoqP/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Barry Iddles (@barryiddles)</a></p> </div> </blockquote> <p dir="ltr">Iddles said most of his older staff at the 150-seat restaurant, which also includes outdoor dining and an upstairs function venue, work during functions and that there has been a major benefit to both older and junior workers working alongside each other.</p> <p dir="ltr">“It’s amazing, the interaction is absolutely incredible,” he said. </p> <p dir="ltr">“It’s good for their life skills – the oldest have got a great work ethic.”</p> <p dir="ltr">Since his story was shared by the <em><a href="https://www.abc.net.au/news/2022-11-15/defying-ageism-older-workers-fill-gaps-in-workforce/101651806" target="_blank" rel="noopener">ABC</a></em> on Tuesday, Iddles said his phone has been ringing non-stop and his hiring practice went viral.</p> <p dir="ltr">“Everyone wants to talk about hiring old people,” he said.</p> <p dir="ltr">One of Iddles’ employees, 67-year-old Kenton Savage, told the <em>ABC </em>he wanted to retire after selling his distribution business - but his plans went awry when it went bankrupt during the pandemic.</p> <p dir="ltr">Without super and amidst rising living costs, Savage and his wife had no choice but to find jobs.</p> <p dir="ltr">"The pension just didn't pay enough. So I looked around for a job and Barry was hiring," he said.</p> <p dir="ltr">"I think it just keeps me fit and healthy and happy. Being able to get out and about, it's really been good for me," he said.</p> <p dir="ltr">73-year-old Susan Borton, another employee, said she applied to boost her confidence and contribute.</p> <p dir="ltr">“Covid made a lot of people depressed,” she said.</p> <p dir="ltr">“And I know amongst the older ones, we’re all saying we’re actually finding it quite difficult to get out and about again. [Working] makes me feel better. And I love putting in, I love contributing.”</p> <p dir="ltr">The Council for Older Australians chief executive Ian Yates praised Iddles for his hiring practice.</p> <p dir="ltr">“Many older people will have experienced a lot of knock backs and not being taken seriously as prospective employees,” he told the <em>ABC</em>.</p> <p dir="ltr">“The labour market is so tight, that employers are being forced to look at channels and groups that they wouldn’t normally look at, including older Australians.”</p> <p dir="ltr">Speaking to <em><a href="https://www.news.com.au/finance/work/at-work/queenscliff-restaurant-360q-sees-huge-response-after-inviting-oldies-to-come-and-work/news-story/7e08f752c17bc86dd109581ef602b4c5" target="_blank" rel="noopener">news.com.au</a></em>, Iddles said others should adopt his policy too, and that it applies to both young and old.</p> <p dir="ltr">“Age discrimination can be quite bad, at both ends of the spectrum,” he said.</p> <p dir="ltr">“If I’ve got a 15-year-old coming for a job I’ll give them a job immediately. Too many people go, you’ve got no experience. But they actually want to work.</p> <p dir="ltr">“It’s a great mix to have [employees ranging] from 15 to 75.”</p> <p dir="ltr"><span id="docs-internal-guid-83c437d2-7fff-df48-0cde-4b6e9ca845b2"></span></p> <p dir="ltr"><em>Image: Facebook</em></p>

Retirement Life

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Why Elon Musk’s first week as Twitter owner has users flocking elsewhere

<p>It’s been a week since Elon Musk strode into the Twitter headquarters with a kitchen sink, signalling <a href="https://www.nytimes.com/2022/10/27/technology/elon-musk-twitter-deal-complete.html">his official takeover</a> of the company.</p> <p>Having had some time to let the news of his <a href="https://www.reuters.com/markets/us/how-will-elon-musk-pay-twitter-2022-10-07/">US$44 billion</a> (about A$70 billion) purchase “sink in”, Twitter users are now wondering what he’ll do with the platform.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Entering Twitter HQ – let that sink in! <a href="https://t.co/D68z4K2wq7">pic.twitter.com/D68z4K2wq7</a></p> <p>— Elon Musk (@elonmusk) <a href="https://twitter.com/elonmusk/status/1585341984679469056?ref_src=twsrc%5Etfw">October 26, 2022</a></p></blockquote> <p><strong>What’s Musk going to do with Twitter?</strong></p> <p>After months of <a href="https://www.smh.com.au/link/follow-20170101-p5arm0">trying to walk away</a> from his commitment to buy the platform, and just before entering what was looking to be a long, <a href="https://www.usatoday.com/story/money/2022/09/30/elon-musk-texts-twitters-ceo-revealed-court-filings/8138829001/">potentially embarrassing</a> and costly court battle to enforce his original agreement, Twitter is now privately owned.</p> <p>If we wade through some of the early reactionary media punditry, we see Musk has paid far too much for a platform that has not yet fulfilled its business potential to investors, nor its social potential to users.</p> <p>This probably explains some of his first moves since taking over, such as <a href="https://www.aljazeera.com/economy/2022/11/1/want-the-blue-tick-on-twitter-pay-up-8">planning to charge</a> users US$8 (adjusted by country) for a blue tick, and <a href="https://gizmodo.com/elon-musk-fire-3700-twitter-employees-friday-50-percent-1849736018">threatening to fire</a> half of Twitter’s staff.</p> <p>He has <a href="https://www.businessinsider.com/elon-musk-fires-4-top-twitter-execs-including-ceo-parag-agrawal-2022-10">already fired</a> previous CEO Parag Agrawal, chief financial officer Ned Segal, head of legal Vijaya Gadde and general counsel Sean Edgett.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">We need to pay the bills somehow! Twitter cannot rely entirely on advertisers. How about $8?</p> <p>— Elon Musk (@elonmusk) <a href="https://twitter.com/elonmusk/status/1587312517679878144?ref_src=twsrc%5Etfw">November 1, 2022</a></p></blockquote> <p><strong>Will Twitter turn into (more of) a bin fire?</strong></p> <p>Musk’s intentions were perhaps best signalled with <a href="https://twitter.com/elonmusk/status/1585841080431321088">his first tweet</a> after he bought the platform: “the bird is freed”.</p> <p>Before the purchase, one of his oft-tweeted criticisms of Twitter was that there were too many limits on “free speech”, and moderation would need to be reframed to unlock Twitter’s potential as a “de facto public town square”.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Given that Twitter serves as the de facto public town square, failing to adhere to free speech principles fundamentally undermines democracy.</p> <p>What should be done? <a href="https://t.co/aPS9ycji37">https://t.co/aPS9ycji37</a></p> <p>— Elon Musk (@elonmusk) <a href="https://twitter.com/elonmusk/status/1507777261654605828?ref_src=twsrc%5Etfw">March 26, 2022</a></p></blockquote> <p>There’s no doubt Musk is quite good at performative <a href="https://twitter.com/elonmusk/status/1585619322239561728?s=20&amp;t=zbwsuDL05RH8n3VSJeiw7w">social media statements</a>, but we’re yet to see any actual changes made to content moderation – let alone Musk’s utopian vision of a digital town square.</p> <p>The “chief twit” has suggested the <a href="https://twitter.com/elonmusk/status/1586059953311137792">future appointment of</a> “a content moderation council with widely diverse viewpoints” that would be charged with making decisions about moderation and account reinstatements.</p> <p>This isn’t a new idea. Meta has convened such an oversight board since 2018, made up of former political leaders, human rights activists, academics and journalists. The board oversees content decisions and has been known to oppose CEO Mark Zuckerberg’s decisions, in particular his <a href="https://oversightboard.com/decision/FB-691QAMHJ/">“indefinite”</a> Facebook suspension of former US president Donald Trump after the US Capitol building riots.</p> <p>It’s unclear whether a council would convene to discuss Musk’s suggestion to “<a href="https://www.nytimes.com/2022/05/10/technology/elon-musk-donald-trump-twitter-ban.html">reverse the permanent ban</a>” Twitter imposed on Trump, or if Musk would allow a board to override his decisions.</p> <p>Nonetheless, Musk’s suggestion of a moderation board is a step back from his previously self-described “<a href="https://twitter.com/elonmusk/status/1499976967105433600?lang=en">free speech absolutist</a>” views on content moderation.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Starlink has been told by some governments (not Ukraine) to block Russian news sources. We will not do so unless at gunpoint.</p> <p>Sorry to be a free speech absolutist.</p> <p>— Elon Musk (@elonmusk) <a href="https://twitter.com/elonmusk/status/1499976967105433600?ref_src=twsrc%5Etfw">March 5, 2022</a></p></blockquote> <p>Many <a href="https://www.theguardian.com/technology/2022/oct/28/elon-musk-twitter-hate-speech-concerns-stock-exchange-deal">have been concerned</a> his approach to moderation may fuel more hate speech on Twitter.</p> <p>In the past week, co-ordinated troll accounts have tried to test the limits of a Musk-run Twitter by flooding the platform with racial slurs. According to the US-based National Contagion Research Institute, the use of the N-word skyrocketed by <a href="https://twitter.com/ncri_io/status/1586007698910646272">more than 500%</a> on October 28. However, the head of safety and integrity at Twitter, Yoel Roth, said many of the offending tweets came from a <a href="https://twitter.com/yoyoel/status/1586542286342475776">small number of accounts</a>.</p> <p><a href="https://www.montclair.edu/school-of-communication-and-media/wp-content/uploads/sites/20/2022/11/Montclair-State-SCM-Study-Increases-in-Twitter-Hate-Speech-After-Elon-Musks-Acquisition.pdf">Another study by</a> Montclair State University researchers found a massive spike in hateful terms in the lead-up to Musk’s acquisition.</p> <p>Both <a href="https://twitter.com/yoyoel/status/1586542287416217600">Roth and Musk</a> have confirmed “Twitter’s policies haven’t changed”. Rules on “hateful conduct” remain the same.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Nearly all of these accounts are inauthentic. We’ve taken action to ban the users involved in this trolling campaign — and are going to continue working to address this in the days to come to make Twitter safe and welcoming for everyone. <a href="https://t.co/1hUnb1WYPZ">https://t.co/1hUnb1WYPZ</a></p> <p>— Yoel Roth (@yoyoel) <a href="https://twitter.com/yoyoel/status/1586542287416217600?ref_src=twsrc%5Etfw">October 30, 2022</a></p></blockquote> <p><strong>Musk remains a loose cannon</strong></p> <p>Perhaps more concerning than troll reactions is Musk’s decision to tweet and then delete <a href="https://www.theguardian.com/commentisfree/2022/oct/31/elon-musk-paul-pelosi-tweet-twitter">a conspiracy theory</a> about US house speaker Nancy Pelosi’s husband, Paul Pelosi. We could dismiss this as Musk’s love of <a href="https://www.urbandictionary.com/define.php?term=Shitpost">sh-tposting</a>, but if the right to post disinformation and personal attacks is the kind of speech he wants to protect, it’s worth questioning what kind of public square he envisions.</p> <p>Musk takes a technocratic approach to the social issues that emerge from our use of online communication tools. It implies free access to technology absolves “free speech” of its cultural and social context, and makes it easily and readily available to everyone.</p> <p>This is often not the case. That’s why we need content moderation and protections for the vulnerable and marginalised.</p> <p>The other question is whether we want billionaires to have a direct influence on our public squares. If so, how do we ensure transparency, and that users’ interests are being upheld?</p> <p>In less bombastic reportage of the takeover, Musk this week directed Twitter to find more than US$1 billion in annual <a href="https://www.reuters.com/technology/musk-orders-twitter-cut-infrastructure-costs-by-1-bln-sources-2022-11-03/">infrastructure cost savings</a>, which will allegedly occur through cuts to cloud services and server space. These cuts could put Twitter at risk of going down during high-traffic periods, such as around election times.</p> <p>This might be where Musk’s digital town square vision fails. If Twitter is to resemble such a space, the infrastructure that supports it must hold up at the most crucial moments.</p> <p><strong>Where to go if you’re sick of Twitter?</strong></p> <p>While there’s so far no indication of a mass Twitter exodus, <a href="https://www.washingtonpost.com/technology/2022/11/03/twitter-celebrities-leaving-elon-musk/">a number of users</a> are flocking elsewhere. Shortly after Musk acquired Twitter, #TwitterMigration began trending. In the week since, micro-blogging platform <a href="https://mastodon.social/explore">Mastodon</a> has <a href="https://www.theguardian.com/media/2022/nov/01/mastodon-twitter-elon-musk-takeover">reportedly</a> gained tens of thousands of followers.</p> <p><a href="https://mastodon.social/explore">Mastodon</a> is made up of independent, user-managed servers. Each server is owned, operated and moderated by its community and can also be made private. The downside is servers cost money to run and if a server is no longer running, all the content may be lost.</p> <p>Twitter defectors have also moved to sites such as Reddit, Tumblr, CounterSocial, LinkedIn and Discord.</p> <p>Of course, many will be waiting to see what Twitter co-founder Jack Dorsey comes up with. While Dorsey retains a stake in Twitter, he has launched a decentralised social media network, Bluesky Social, which is now in beta testing.</p> <p><a href="https://blueskyweb.org/blog">Bluesky</a> aims to provide an open social network protocol. This means it would allow for multiple social media networks to interact with one another through an open standard.</p> <p>If this experiment is successful, it would be more than a competitor for Twitter. It would mean users could easily switch services and take their content with them to other providers.</p> <p>It would be a totally new user-focused model for social networking. And it might force traditional platforms to rethink their current data harvesting and targeted advertising practices. That might just be a platform takeover worth waiting for.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/193857/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em>Writen by Diana Bossio. Republished with permission from <a href="https://theconversation.com/why-elon-musks-first-week-as-twitter-owner-has-users-flocking-elsewhere-193857" target="_blank" rel="noopener">The Conversation</a>.</em></p> <p><em>Image: Getty Images</em></p>

Technology

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Locals rally after 12-year-old has business shut down

<p dir="ltr">A 12-year-old boy has gained the support of his local community after his snack-selling business was shut down by council.</p> <p dir="ltr">Jesse Lane was earning some tidy profits from selling cold drinks, insect repellent, dog treats and sunscreen in a tent on the Bondi to Coogee walk in Sydney’s Eastern Suburbs.</p> <p dir="ltr">Despite his success, the venture was shut down after two locals complained that he shouldn’t be making profits on public land.</p> <p dir="ltr">The complaints came after Randwick Council rejected Jesse’s trading application because he didn’t have insurance.</p> <p dir="ltr">But even when he acquired insurance months later, the application was rejected again.</p> <p dir="ltr">With his tent stall facing a forced closure, locals have rallied around Jesse.</p> <p dir="ltr">“Jessie is the hard-working kid who sets up and sells a number of things for hot and thirsty walkers and their pets,” one person shared on Facebook.</p> <p dir="ltr">“The world needs more kids to drive to work hard for themselves and not sit around and play video games all day.</p> <p dir="ltr">“His parents must be so proud of him and people should mind their business, if the kid wants to make money and work on his weekends good on him.”</p> <p dir="ltr">Susan Ley, the deputy leader of the Liberal party, chimed in to support the youngster, saying he should be commended for “having a go”.</p> <p dir="ltr">“We won’t have the small businesses and entrepreneurs of tomorrow if we don’t back them today,” she said.</p> <p dir="ltr">“This is a foolish decision @RandwickCouncil and it should be reversed.</p> <p dir="ltr">“Local community (equals) happy, 12-year-old kid having a go … what’s the problem?”</p> <p dir="ltr">In August, <em>Yahoo News</em> reported that Randwick Council confirmed that there had been a “number” of complaints about Jesse’s business.</p> <p dir="ltr">"He was initially selling drinks but has expanded to include a range of products including sunscreen, insect repellent and dog treats," a council spokesperson told <em>2GB </em>radio.</p> <p dir="ltr">“While we admire the innovation and entrepreneurial spirit of the young man, there are restrictions on commercial operations in public parks.</p> <p dir="ltr">“Council received a number of complaints from people concerned about the precedent of commercialisation of the park as well as concern about the safety and welfare of a young boy trading and handling money in a public place.”</p> <p dir="ltr">“Council has carefully considered the application. Unfortunately, it has determined that the activity is not consistent with the primary use of the land and it is not in the public interest for a proliferation of these types of activity along the length of the coastline.”</p> <p><span id="docs-internal-guid-4600703a-7fff-8fd5-8584-58c705a63219"></span></p> <p dir="ltr"><em>Image: 7News</em></p>

Money & Banking

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The world’s loneliest home sells after owner’s unusual request met

<p dir="ltr">After sitting on the market for a year, the former owner of the world’s loneliest home has revealed what it took for him to hand over the keys.</p> <p dir="ltr">After landing on the market in June last year, a 50-square-metre home on an island in Maine, US, has been sold for $US 340,000 ($NZ 582,000).</p> <p dir="ltr">Billy Milliken, who also works as a real estate agent, told the <em><a href="https://nypost.com/2022/07/05/to-buy-the-loneliest-home-in-the-world-youll-need-to-try-it-first/" target="_blank" rel="noopener">New York Post</a></em> that he would sell the tiny property to a buyer willing to stay the night.</p> <p dir="ltr">Duck Ledges Island is home to a single two-bedroom cottage that lacks heating or running water, meaning you’d have to rely on your ability to fish and trips to the windy outhouse to get by.</p> <p dir="ltr">The wooden home, built in 2009, has unparalleled views of the Atlantic Ocean and sits just a few metres from the water’s edge.</p> <p dir="ltr">Mr Milliken admitted that the home was inappropriate to visit during rough weather, saying it was no “place for man or beast”.</p> <p dir="ltr">His family and friends have also opted to make day trips to the island, rather than endure staying the night.</p> <p dir="ltr">“In our lives, we’re busy, and there’s so many distractions, but when you’re out on that island, you really feel small,” Mr Milliken told the <em>Post.</em> </p> <p dir="ltr">“It’s very healthy to be there alone where you can really listen to yourself. You’re a guest of nature when you’re there.”</p> <p dir="ltr">“The longer I own the island. I understand even more that it is a special place.”</p> <p dir="ltr"><a href="https://www.coldwellbankerhomes.com/me/addison/0-wohoa-bay-island/pid_42070630/" target="_blank" rel="noopener">The listing</a> highlights the natural views, thanks to a lack of neighbours and trees, as well as the “constant entertainment” provided by seals on the ledges surrounding the island.</p> <p dir="ltr">“There is no better place to spend the weekend in the world!” it says.</p> <p><span id="docs-internal-guid-c8e61c3d-7fff-32df-288c-87537f9250f8"></span></p> <p dir="ltr"><em>Images: Dean Tyler Photography (Zillow)</em></p>

Real Estate

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Readers Respond: What is the hardest thing about being a pet owner?

<p dir="ltr">Pets can bring us joy, company, and a kind of companionship that can make it hard to put into words just how much we care for them.</p> <p dir="ltr">But, our beloved feathered, scaly and fluffy friends can be hard to deal with sometimes - whether it’s chewing on shoes or bringing us unwanted ‘presents’ - though it can be just as hard to be strict with them when they misbehave.</p> <p dir="ltr">When we asked our readers what they thought the hardest thing was about keeping pets, many came back to the same answer.</p> <p dir="ltr">From deciding whether to laugh or cry at their antics to wishing you could love them for a little bit longer, here’s what you said.</p> <p dir="ltr"><strong>MikeDot Berger</strong> - Having to say goodbye when they cross the rainbow bridge.</p> <p dir="ltr"><strong>Lynda Borgonje</strong> - I can’t be angry or stay angry no matter what my fur baby did … One look in those beautiful brown eyes, I would just melt.</p> <p dir="ltr"><strong>Rosy Bloom</strong> - They don’t live long enough</p> <p dir="ltr"><strong>Sue Packer</strong> - Going on holidays without them.</p> <p dir="ltr"><strong>Julia Santos</strong> - When you want to spoil them with food they want but shouldn’t eat. It’s heartbreaking but necessary 🙁</p> <p dir="ltr"><strong>Toni Miller</strong> - Losing them. Still shed a tear occasionally for my beautiful old girl. Held her in my arms while she crossed over.</p> <p dir="ltr"><strong>Jan Blackhurst </strong>- Deciding whether to laugh or cry at some of their antics. And then the final goodbye.</p> <p dir="ltr"><strong>Sue Dodd</strong> - Loving them for such a short period</p> <p dir="ltr"><strong>Richard Taylor</strong> - Trying to be stern with them when they have misbehaved while on the inside you are laughing your guts out.</p> <p dir="ltr"><strong>Karen Bowman</strong> - There is nothing hard at all. Even when they are sick, it’s such a privilege to have them in our lives. Saying goodbye is very hard but it’s all the memories you have that help you to do that and the love you have for your pet forever. </p> <p dir="ltr">To read what else you said, head <a href="https://www.facebook.com/oversixtyNZ/posts/pfbid02QJP1hmxEmVX13A3VzREY8T8M93YJJvYzbZa95vhBnWKYDra8fbvt3cQar4om7MGal" target="_blank" rel="noopener">here</a>.</p> <p><span id="docs-internal-guid-53d68dd6-7fff-72ae-eec2-f3765d27ad5c"></span></p> <p dir="ltr"><em>Image: Getty Images</em></p>

Family & Pets

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9 tips for starting a business

<p>Always dreamed of starting a business? Well, there’s no better time than the present. Here’s nine tips to help get you started.</p> <p>Whether you’d like to take your passion for sewing, cooking or helping others further, or if you wouldn’t mind a bit of extra money in retirement, starting a business can not only keep your mind and body active, but you’ll be benefiting the wider community.</p> <p>The new wave of entrepreneurialism isn’t young Richard Branson types, its people in their 50s and 60s who have skills in a range of trades or activities and the time to invest in getting a business off the ground.</p> <p>Dr Alex Maritz, associate professor of entrepreneurship at Swinburne University of Technology, says senior entrepreneurship is a significant phenomenon across the globe. “Sixty is the new 50. People aged 50-65 have a higher rate of entrepreneurial activity than those aged 20-34, so what are you waiting for?” he says. “This is the fastest growing segment of entrepreneurship across the globe.”</p> <p>If you think you have what it takes to start your own business, here’s a few of Dr Maritz’s tips for getting started.</p> <p><strong>1. Make a profit from your passion</strong></p> <p>A hobby to supplement your income is always first prize. Your mature skills and social aptitude drive your motivation, skills and, more importantly, the opportunity to achieve. Risk and reward are always a trade-off, but better so when you do something you enjoy doing.</p> <p><strong>2. Surround yourself with likeminded people</strong></p> <p>Network with other seniorpreneurs who are also starting new ventures. Just think of all those combined skills and professional services you may obtain at mates’ rates. Even sports clubs for seniors are fantastic networking opportunities. Positive environments promote proactivity, innovation and calculated risk-taking. Network with niche organisations such as Seniors Australia.</p> <p><strong>3. Work anywhere you want</strong></p> <p>Starting a business no longer necessarily requires a brick and mortar office or storefront. If you do require an office, share space at incubators and networks. Flexibility is the name of the game. Virtual offices are the domain of entrepreneurs.</p> <p><strong>4. As you grow seek help from part-timers</strong></p> <p>Manage your resource cost and remember, the best human resource is usually shared. And it’s not always physical, many services are offered and procured online. Do not overcommit by hiring permanent staff. Fixed costs are dead weight!</p> <p><strong>5. Get creative if you need funding</strong></p> <p>Friends and family are always a great option to top up the finances to start your business. Other options include grants, contests and crowd funding. Suppliers may well provide valuable credit terms. Use your own credit history to secure additional funds.</p> <p><strong>6. Top up your skills</strong></p> <p>Upskill your entrepreneurship education and training (classes and online). This may sound cumbersome, but enhancing your business acumen pays dividends. If you go to classes, it’s a valuable networking opportunity as well. Most providers also offer online modules.</p> <p><strong>7. Get savvy online</strong></p> <p>Remember, 97 per cent of consumers search the internet for goods and services. A website and blog go a long way to enhancing your referrals, customer retention and related sales. Even if your business is not online, a virtual presence is essential.</p> <p><strong>8. Working on the go with your mobile</strong></p> <p>Similar to making your workspace fit your lifestyle, your mobile device (smartphone) is your new mobile office. Real time communication necessitates real time response; not just a by-product of your office environment.</p> <p><strong>9. Spread the word with social media</strong></p> <p>Hand in hand with digital and internet technology, this is an ideal entrepreneurial marketing avenue open for start-ups. Scan the many online tutorials to assist in this regard.</p> <p>If you’d like to share your thoughts, get resources and connect with likeminded people, take a look at SeniorPreneurs.org. Co-founded by Dr Maritz, it’s a social community of people over 50 who have a passion for business start-ups.</p> <p><em>Image: Getty</em></p>

Money & Banking

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"Stop slapping him!": Carriage horse collapses in busy street

<p dir="ltr">The horrifying moment a carriage horse breaks down in the middle of a busy New York City street has angered animal activists.</p> <p dir="ltr">Heartbreaking footage shows the horse's knees buckling, possibly due to the weight of the carriage it's been pulling all day in the heat, when it fell to the ground. </p> <p dir="ltr">The driver could be seen shouting multiple times at the horse, known as Ryder, to “get up” and slapping it to get up. </p> <p dir="ltr">“What if I slapped you around like that, bro?” one person can be heard saying. </p> <p dir="ltr">“Stop slapping him,” another woman called out.</p> <p dir="ltr">“I’m trying to get him up, alright,” the driver said, as he once again whipped the horse with the reins.</p> <p dir="ltr">The driver then removed the carriage with the help of an onlooker as police arrived and sprayed Ryder with water. </p> <p dir="ltr">Ryder then attempted to get up several times but failed until an adrenaline shot was administered.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">BREAKING: This horse COLLAPSED while pulling a carriage in NYC, likely from heat exhaustion, and has been down for over an hour.</p> <p>Horses don’t belong in big cities where they’re put in constant danger because of cars, humans, weather, and more. <a href="https://t.co/vXBVRJRjPB">pic.twitter.com/vXBVRJRjPB</a></p> <p>— PETA (@peta) <a href="https://twitter.com/peta/status/1557504250359361537?ref_src=twsrc%5Etfw">August 10, 2022</a></p></blockquote> <p dir="ltr">After an hour or so, the horse was back on its feet and was taken to an unknown location to be looked at. </p> <p dir="ltr">Tony Utano, President of Transport Workers Union Local 100 slammed those who attacked the driver for jumping to conclusions saying the horse, Ryder, was suffering from EPM. </p> <p dir="ltr">“We thank everyone for their concern about Ryder, one of the beloved Central Park carriage horses,” he said. </p> <p dir="ltr">“The veterinarian believes Ryder has EPM, a neurological disease caused by possum droppings. </p> <p dir="ltr">“This is another example why people shouldn't rush to judgement about our horses or the blue-collar men and women who choose to work with them and care for them.”</p> <p dir="ltr">However, this did not stop animal rights group PETA from calling out the practice, which constantly puts horses in danger.</p> <p dir="ltr">“This horse COLLAPSED while pulling a carriage in NYC, likely from heat exhaustion, and has been down for over an hour,” PETA wrote.  </p> <p dir="ltr">“Horses don’t belong in big cities where they’re put in constant danger because of cars, humans, weather, and more.”</p> <p dir="ltr">Many other supporters have called for the ban of carriage horses to be replaced with electric vehicles. </p> <p dir="ltr"><em>Images: Twitter</em></p>

Family & Pets